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Click on the blue arrow to reveal the answer to each question below: 

What happens to my annuity jackpot winnings if I die?

Under Kentucky Law, the annuity prize remaining would go to the winner's estate.

What proof does anyone have that the winning ticket is really theirs?

Sign the back of your ticket immediately upon purchase. Lottery tickets are bearer instruments.

What happens to unclaimed prize money?

Money in the unclaimed prize pool goes to the Kentucky Educational Excellence Scholarship (KEES) reserve fund. Since Fiscal Year 2003, nearly $84 million in unclaimed prizes has gone to this fund to ensure the finanlcial stability of the program.

Can I buy Kentucky Lottery tickets over the internet?

We do not offer the sale of lottery tickets over the Internet, through the phone, or by mail. The only way to purchase Kentucky Lottery tickets is through a licensed Kentucky Lottery retailer. This insures the highest integrity and security of our games.

Where can you buy Kentucky Lottery tickets?

The Kentucky Lottery has over 2,800 retailers across the state! Look for the Kentucky Lottery sign! Click here to find a retailer near you!

Why is the cash option always so much less than the annuity option?

The cash option is the amount of money the Lottery would have to invest in the current money market in order for that money to grow to the advertised jackpot amount over a 30 year period (which is the annunity length for Powerball grand prizes). Players automatically receive the annual payments option unless within 60 days of claiming the prize they decide to receive the cash option amount.

Are quick pick numbers more or less likely to win than personally selected numbers?

Every drawing is a random occurrence so that every set of numbers, whether selected by a player or Quick Pick has an equal chance of winning.

How are the odds for Scratch-off tickets determined?

It is the total number of tickets printed for a game divided by number of winning tickets printed.  For instance, if there are 400,000 winning tickets for a game and there are 1.4 million tickets printed, the odds are: 1.4 million/400,000 = 1: 3.5. So, on average (for this example), the odds of winning are 1 in every 3.5 tickets. That doesn't mean that every 3 or 4 tickets is a winner. It means that out of all the tickets printed, the average number of winners will come out to 1 in 3.5. In some cases, there will be a number of winning tickets in a row and, in other cases, there may be a number of tickets in succession without a winner.

How can some numbers be "sold out?"

There are two games where players may be denied numbers due to liability issues, i.e., "the numbers are sold out." Liability limits have been placed on both Pick 3 and Pick 4. The rules and regulations have a liability limit on a specific number per draw for each of these games. The limit is $1.5 million for Pick 3 and $1.5 million for Pick 4. The reason is financial liability. Setting limits is standard in the Lottery industry and not just created by Kentucky.

How do you become a Kentucky Lottery retailer?

Only authorized Kentucky Lottery Retailers can sell Kentucky Lottery tickets. Only businesses located within the borders of the Commonwealth of Kentucky can be a Kentucky Lottery retailer. Retailers are prohibited from selling Lottery tickets to persons under the age of 18.  Call Customer Service at (502) 560-1500 for more information.

Who is the average Kentucky Lottery player?

According to research last conducted in 2005 by the Urban Studies Institute at the University of Louisville, 57% of all adults in Kentucky said they’d purchased a Kentucky Lottery ticket during the past 12 months. This same research indicates the average Kentucky Lottery player is between 30 and 55 years old, is at least a high school graduate, and has an income of $25-45,000 per year.

How long do I have to claim my prize?

Prizes can be claimed up to 180 days after the date of the drawing for numbers games, and 180 days from the game’s ending date for scratch-off games. After 90 days, the numbers game tickets that have won more than $50 must be claimed at a Kentucky Lottery office or they can be mailed to the claims department at:

Kentucky Lottery Corporation
Claims Department 100
Louisville, KY 40287-0001

How do I claim a Kentucky Lottery prize?

Sign the back of your winning ticket.
Present your signed ticket, along with a valid ID and proof of your social security number to a Kentucky Lottery retailer, cashing agent, regional office or claims clerk at headquarters.
Prizes over $600 require a completed claim form. Click here to download a printable claim form to send in with your winning ticket.

Where can I cash a winning ticket?

Winning Pick 3, Pick 4, Cash Ball, Decades of Dollars, Powerball, Mega Millions, 3 Line Lotto and Raffle tickets are valid for 180 days from the date of the drawing.  Scratch-off tickets are valid for 180 days from the game's end date.

Prizes up to $600 may be claimed at any Kentucky Lottery retailer or by mailing your signed winning ticket to:
Kentucky Lottery Corporation
Claims Department 100
Louisville, KY 40287-0001

Prizes over $600 will be reported to the Internal Revenue Service and you will receive a W2-G for tax purposes.

Prizes up to $5,000 may be claimed at any authorized Kentucky Lottery Cashing Agent.  Call the Kentucky Lottery's Customer Service Department at (502) 560-1500 for the cashing agent nearest you.

Prizes up to $25,000 may only be claimed at the Madisonville, Prestonsburg, or Lexington regional offices or the Louisville Corporate Headquarters.  Click here for regional locations and hours of operation

Prizes over $25,000 must be claimed at the Kentucky Lottery Corporate Headquarters located at 1011 West Main Street in Louisville. 

Where does the money the lottery earns for the state go?

Since it started in 1989, the Kentucky Lottery has earned over $3.5 billion for Kentucky 's state treasury. Currently, Kentucky Lottery dividends support college grants and scholarships, childhood reading and adult literacy programs, and the State's General Fund.

Since Fiscal Year 1999, the Kentucky Lottery has provided more than $1.7 billion to the Kentucky Educational Excellence Scholarship (KEES) Program, the College Access Program and the Kentucky Tuition Grants Program. Combined, this money has been used to make more than 1.29 million financial awards to help Kentucky's best and brightest students remain in Kentucky for their post-secondary education. To learn more about these merit-based and need-based scholarship programs, call the Kentucky Higher Education Assistance Authority toll free at 1-800-928-8926 or visit their web site at .

In addition to the $1.7 billion for college grants and scholarships noted above, $36 million has gone to Kentucky's Early Childhood Reading Incentive Fund and Kentucky's CollaborativeCenter for Literacy Development since 1999. $21 million supported the Kentucky Housing Corporation's Affordable Housing Trust Fund from 1999 - 2003, helping to build over 2,770 units of housing for some of the state's neediest citizens. In addition, $32 million of Lottery money was set aside by the legislature in the early 1990's as a one-time bonus for Kentucky Vietnam veterans. $214 million was earmarked for elementary and secondary education in 1993 and 1994, and, over the years, nearly $1.5 billion has gone to the General Fund, as designated by members of the General Assembly. The General Fund, a majority of which goes to fund primary and secondary education in the Commonwealth, pays for a wide variety of programs and projects that benefit all Kentuckians.