KENTUCKY LOTTERY CORPORATION
FUN CLUB
TERMS OF USE
Effective April 2025
Version 6
A Kentucky Lottery Fun Club membership and account on kylottery.com offers eligible players the ability to participate in promotions and drawings, and to receive email/text alerts with game news, winning numbers, promotions, coupons, and more. In addition, eligible players may be able to use their Fun Club account to play lottery online through the Lottery’s website (the “website” or “site”). See iLottery Terms of Use, which are incorporated by reference, for how to use your Fun Club account to play online. All activity on this website is governed by these Terms of Use. If you do not agree to these Terms of Use, then do not register for or access a Fun Club account. If you do not agree to the iLottery Terms of Use, then do not use your account to play online or to participate or enter in any promotion or promotional offering.
I. INTRODUCTION
Definitions
As used herein, “these terms” refers to these terms and conditions; “we” refers to the Kentucky Lottery Corporation (“Kentucky Lottery” or “KLC”), its agents, contractors, subcontractors, and third parties involved in producing or delivering this website or services; “you” or “your” refers to you, the user; “this website” or “site” refers to, collectively, the Kentucky Lottery’s website kylottery.com, mobile application or mobile app, and mobile site; “Fun Club” refers to the information and services available through this website; “online” refers to use of the internet or any other means to access this website, KLC social media, and the website of any of the KLC’s contractors, subcontractors, or third parties involved in producing or delivering this website or services; “iLottery,” “online play,” or “play online” refers to the purchase of lottery games through this website and not the purchase of lottery tickets at a retail location; “this service” refers to all services, functions, and features described in these terms; “account” refers to a Kentucky Lottery Fun Club account registered on this website.
Acceptance of Terms
By registering for an account or updating your account, and using an account or this service, you hereby accept and agree to be legally bound by all of these terms. If you do not accept and agree to be bound by any of these terms, you should not register for, update, or use an account and are not authorized to use this service.
Terms Subject to Change
We may change these terms at any time and without notice. All changes are effective upon posting. Your continued use of an account or this service after changes are posted constitutes your acceptance of those changes. For your convenience, the effective date of these terms is posted at the top of this page. It is your responsibility to review these terms, including terms for specific promotional offers, periodically for changes.
Additional Terms Apply
Additional terms and conditions apply to your use of an account and this service, including, but not limited to, the Kentucky statutes, KRS Chapter 154A, et seq., the iLottery Terms of Use for eligible players using this website to play online, the Privacy Policy, the rules and regulations for each game, the rules for the specific promotions offered on this website, and any additional terms as set forth by us. It is your responsibility to review any other applicable statutes, regulations, terms, conditions, and policies.
Violation of Terms
We may take any lawful action we deem appropriate in response to an actual or suspected violation of these terms. This includes but is not limited to: suspending or disabling access to your account; blocking access to this website or service; reporting and providing information about your actions to any third party as required, including law enforcement; cooperating in any investigation; and initiating or participating in any civil or criminal action. By violating these terms, you waive and forfeit any claim to a prize or any portion of a prize.
II. USE OF SERVICE
General Requirements
To have a Fun Club membership and account, you must: be at least 18 years of age; have successfully completed the process for registering for a Fun Club account or updating your existing account; have your identity verified; have a valid U.S. address, and be in compliance with federal, state, and local laws and all Kentucky Lottery directives, rules and regulations. Fun Club is void where prohibited by law. Additional requirements apply if you use your Fun Club account to play lottery online. See the iLottery Terms of Use, which are incorporated by reference.
Prohibited Use
You agree not to use or attempt to use this service in any way that: creates more than one (1) account; manually or automatically submits fraudulent entries into any drawing or contest offered on the website; violates any federal, state or local law, or court order; misrepresents your identity or personal information; circumvents any method we use to verify information about your age or identity; impersonates another person, business, entity, physical location, or IP address; allows any third party to use your account; accesses, collects, or stores personal information of another person; accesses or circumvents any of our security measures; gains or attempts to gain unauthorized access to this website or any of our computers, networks, servers, data, code, or other equipment or information of any kind; damages or overburdens this website or any of our computers, network, servers, data, code, or other equipment or information of any kind; modifies or interferes with the use or operation of this website or services; alters, damages, deletes, or otherwise affects any software or code used for these services; introduces a computer virus or other disruptive, damaging, or harmful files or programs; violates our proprietary or intellectual property rights in any way; violates these terms or any other applicable terms and conditions for using this website or participating in a promotion; harasses, threatens, or contains vulgarity, profanity, or other language intended to intimidate the employees of KLC or its vendors, its players or retailers; or violates any rule, regulation, or directive of the Kentucky Lottery.
Violation of Terms of Use
You are responsible for any damages, costs, or expenses arising out of or in connection with your violation of any of the above prohibited uses. If you become aware of any third party committing any of the actions described above, you agree to notify us immediately and to cooperate in any resulting investigation.
We will cooperate fully with any law enforcement officials and/or agencies if requested or required in the investigation of any users who violate these terms and may disclose your information to such law enforcement officials and/or agencies as required by law.
We may take any lawful action we deem appropriate in response to an actual or suspected violation of these terms. This includes, but is not limited to: suspending or disabling access to your account; blocking access to this website or service; refusing to award a prize or promotional award or reclaiming a prize or promotional award that has been awarded; disqualifying you from any promotion or promotional offering; reporting and providing information about your actions to any third party, including law enforcement; and co-operating in an investigation and initiating or participating in any civil or criminal action.
By violating these terms, you waive and forfeit your claim to any prize or promotional award or portion of a prize or promotional award. Prize winnings in your account may be returned at the sole discretion of the Kentucky Lottery or may be forfeited to offset any losses incurred as a result of the violation of these terms. We are not liable for any damages or losses resulting from our response to suspected unlawful activity or violation of these Terms.
Limited License and Use
You are granted a limited license to use this service for its intended purpose only and in accordance with these terms. We may revoke this limited license at any time. Your use of an account or this service does not create any agency, partnership, trust arrangement, fiduciary relationship, joint enterprise, or other relationship between you and us.
Intellectual Property
We own all intellectual property appearing on this website, including, but not limited to, all copyrights, trademarks, service marks, and trade dress. We own the rights to all content appearing on this website, which includes, but is not limited to, images, pictures, graphics, photographs, animations, videos, music, audio, text, games, game mechanics, play methods, code, software, format, presentation, and organization. Your use of this service confers no ownership rights or license to use any intellectual property or other content beyond the limited license for use granted in these terms. Unless you have our express written consent, you agree not to:
- copy, reproduce, modify, translate, create derivative works from, display, publish, distribute, transmit, or otherwise make this website, its content, this service, or any aspect thereof available to or through any third party;
- copy, reproduce, redistribute, publish, reverse engineer, decompile, disassemble, make derivative works from any software, process, application, or source code used in providing this website, its content, this service, or any aspect thereof;
- access or attempt to access source code for this website, its content, or this service;
- sell, assign, sublicense, lease, or otherwise exploit this website, its content, this service, or any aspect thereof;
- export any software used for this website, its content, this service, or any aspect thereof to any other jurisdiction or country by any means; or
- use this website, its content, or this service in a manner that would violate any of these terms.
You are liable for any damages, costs, or expenses arising out of or in connection with your commission of any of the above. If you become aware of any third party committing any of the above, you agree to immediately notify us and to cooperate in any resulting investigation.
Ownership of Information Submitted Via This Site
With the exception of any personal information you submit or which is collected by us, which will be maintained in accordance with our Privacy Policy set forth on this website, any information you transmit to us via this website or through social media, whether by direct entry, automatic entry, submission, email or otherwise, including data, questions, comments or suggestions, will be treated as non-confidential and non-proprietary and will become the property of the Kentucky Lottery. Such information may be used for any and all commercial and noncommercial purposes, including reproduction, solicitation, disclosure, transmission, publication, broadcast and posting, without any obligation or liability to you, whether financial, attribution or otherwise.
By sending us your communications via this website or by any other means, you are giving us permission to use any ideas, concepts, know-how, or techniques contained in those communications (including, without limitation, games and game ideas) without notice or obligation to you. When you submit any material or information subject to protection under intellectual property laws to the website, you represent, warrant and covenant to us that you have the necessary rights to copy and display such material or information. You covenant and specifically grant us a non-exclusive, irrevocable, perpetual, transferable, sub-licensable, royalty-free, worldwide license to use, copy, and distribute any content that you submit or post in connection with this website.
Change of Services
We reserve the right to add, remove, modify, suspend, or terminate this service or any aspect of this service at any time and without notice. We are not liable for any damages or losses resulting from any such changes.
III. ACCOUNTS
Fun Club Membership
By registering for and using a Fun Club account, you agree to be bound by these Terms of Use. You may have no more than one (1) account. Your membership allows you to participate in promotions and drawings and receive emails/text alerts and promotional offerings. Subject to identity and location verification and compliance with the iLottery Terms of Use, you may use your Fun Club account to play online. See iLottery Terms of Use, which are incorporated by reference.
Creating, Updating, and Maintaining a Fun Club Account
To register for a Fun Club account, go to kylottery.com. You must be 18 years of age or older and provide all information requested on the registration page. This specifically includes, but may not be limited to, the following:
- email address
- password
- first name
- last name
- street address
- city and state
- zip code
- phone number
- date of birth
- last four (4) digits of your Social Security Number
You are responsible for maintaining updated contact information in your account profile. If you do not provide the information required to update your membership and account profile, and/or if your identity cannot be verified, you will not be able to use your account, including using your account to enter promotions. Failure to keep profile information updated may also result in the forfeiture of prizes.
By submitting information to register for an account or to update your existing account profile, you represent and warrant that:
- you are registering for an account or updating your existing account profile in your own name;
- you are using your own personal information;
- the information you provide is true, complete, and accurate to the best of your knowledge; and
- you are not prohibited from gambling, or from otherwise using this website or this service.
Individuals prohibited by Kentucky Revised Statutes Chapter 154A from purchasing a Kentucky Lottery ticket or claiming a Kentucky Lottery prize are not eligible to win a prize or to enter into a Kentucky Lottery sponsored promotion or drawing.
After a valid registration with an account profile has been completed, you will receive a confirmation email, and you must respond to the email in order to complete the registration and account activation process. If you have completed the registration process or you attempted to update your account, you will be notified that the update was successful or not successful.
We may require you to change or update account information at any time, including, but not limited to, your username and password. We reserve the right to require you to change your account log-in username and/or password if we deem your login information to be offensive, inappropriate, and/or otherwise unacceptable.
Changing Information on Account Profile
You certify that any information provided to us on the account registration page is complete and accurate and you are responsible for updating your account information to accurately reflect any changes in your personal information. We may use the information provided in your account information to provide you with information about your transactions, purchases, and promotional entries, so it is important that you keep your information accurate. We are not liable for any damages or losses resulting from our inability to contact or locate you.
You will not be able to change certain information in your account profile, including first name, last name, date of birth, and your Social Security Number. If your name has been legally changed, contact Customer Service.
If you change your account profile because you no longer have a valid U.S. address, you will not be able to use your account.
Age and Identification Verification
By submitting the information necessary to register to be a member of Fun Club and to have an account or to update your existing account, you consent to our use of any age-verification and identity-verification technology or method we deem appropriate. We reserve the right to use any age-verification and identity-verification technology or method we deem appropriate at any time after you have registered or updated your account in order to determine that all requirements for the use of your account, including a valid U.S. address, continue to be met. In order to successfully register for, update, or use your account, you may be required to provide additional evidence of your age and identification, provide copies of documents, or appear in person at a designated location. We do not guarantee that our age-verification and identity-verification technology and methods will be able to locate records for and verify every person. You will not be able to use your account if your age and identity cannot be verified.
Inability to Register, Update, or Purchase
If you cannot successfully register, update your existing account profile, or use your account, and believe that our identity verification results are incorrect, you may contact Customer Service for further information about verifying your identity or follow the instructions provided for submitting requested documentation to verify your identity.
We do not guarantee that you will be able to successfully register to be a Fun Club member, register for an account, update your existing account profile or use your account, or that you will be registered in any specific period of time.
You understand and agree that a Fun Club membership and account are discretionary privileges and that we reserve the right to reject your registration or update for any reason. We are under no obligation to explain the reason for delay in processing or rejection of a registration or account update. We are not liable for any damages or losses resulting from any delay in processing your registration. We are not liable for any damages or losses resulting from your inability to register, to update your existing account profile, or to use your account.
If you cannot successfully register or update your existing account profile, we may retain the profile information you submitted for an indefinite period of time.
Unauthorized Use of Your Account
We are not liable for any damages or losses resulting from a third party’s unlawful or unauthorized use of your account. It is your responsibility to keep your username, password, and other account information confidential. If your username and password have been entered correctly, we are entitled to assume that you are the person using your account.
Your Liability for Unauthorized Use of Your Account
It is your responsibility to immediately notify us if you suspect or discover that your account has been compromised. Tell us at once if you believe your Account information has been lost or stolen. Notify us by email at: help@kylottery.com or call 877-789-4532. We will use our best efforts to reduce your risk of loss; however, you are responsible for any charges, costs, expenses, damages, liabilities, and losses of any kind that you, we, or any third party may incur as a result of your failure to keep your account information secure and confidential. It is your responsibility to immediately notify us if you suspect or discover that your account has been compromised. You agree to cooperate with any investigation into unauthorized access of your account.
Ticket Entry History
You understand and agree that we may record and store any promotional entry information you enter through the website. A promotional entry history and entry total summary for Second Chance promotions entered by you through your Fun Club Account is also available for you to view through your Fun Club account. This history and entry total summary is provided as a convenience only so you may view your entries into eligible promotions entered through your Fun Club Account. It is not an official record. We reserve the right to extend or restrict the period that a history is available at any time and without notice. This information does not constitute and does not establish a transaction, winning entry, or prize. We do not guarantee the accuracy of information appearing in your account promotional entry history or entry total summary. It is your responsibility to notify us of any errors. We are not liable for any damages or losses resulting from your reliance on or failure to report errors.
Lottery’s Right to Suspend and Disable Access to Account
You understand and agree that an account is a discretionary privilege and that we may suspend or disable your access to your account at any time, for any reason, and without notice. In the event that access is disabled, any entries in drawings or promotional offerings whether your entry was received before or after the period of deactivation may be forfeited and you will be ineligible to participate in or win a prize in any promotion. It is your responsibility to provide accurate account information so that we may contact you if necessary. We are not liable for any damages or losses resulting from our inability to contact or locate you, or for your failure or inability to contact the Kentucky Lottery within any time period prescribed by these terms or by any other rules and regulations of the Kentucky Lottery.
Inactive Accounts
If you do not log in to your account for twenty-four (24) consecutive months, we may designate your account as inactive.
Take a Break From Your Account (Up to 90 days)
If you would like to take a short break from your Fun Club account, you may set a Time Out period by following the instructions on the Take a Break page located within the account menu on the website or app. This feature allows you to block your account for a specific period of time from 48 hours up to 90 days. During this time, you will be unable wager or log in to your account. Once you make this selection, you cannot reverse the Time Out during the period entered.
It is your responsibility to be certain there are no funds remaining in your account prior to taking a break from your account. It is your responsibility to only deposit the funds that you will use, and to claim prizes and withdraw prize winnings in a timely manner, prior to taking a break.
During the Take a Break Time Out period:
- You will not be able to access your account;
- You will not be able to withdraw or deposit funds, or play online;
- You acknowledge that you forfeit any entries you have for promotional offers, whether your entry was received before or after the Take a Break period;
- You will not be able to enter or have entries for any promotions;
- You will not receive any marketing communications from us.
If you follow us on any social media platform, you must “unfollow” the Kentucky Lottery in order to stop receiving updates. We are unable to perform this function.
If any player who elects to Take a Break from his/her account is later able to circumvent the system and to create another account in violation of these terms to make deposits, play online, withdraw funds, participate in promotional offers, or receive marketing communications, the unauthorized account shall be deactivated by us. Any funds or promotional entries remaining in such unauthorized account shall be forfeited.
It is your responsibility to keep track of your Time Out period. At the end of your selected time period, your account will be automatically reopened.
We reserve the right to retain your profile and account information for an indefinite period of time, even if you have set a Time Out period for your account or your account is inactive.
Self-Exclude Your Account (6 months or longer)
If you want to take a longer break from your Fun Club account, you may set a Self-Exclusion period between six (6) months and five (5) years, or you may self-exclude your account permanently, by following the instructions on the Self Exclusion page located within the account options on the website or app. Once you make this selection, it cannot be reversed during the period entered.
It is your responsibility to be certain there are no funds remaining in your account prior to self-excluding your account. It is your responsibility to only deposit the funds that you will use, and to claim prizes and withdraw prize winnings in a timely manner, prior to self-exclusion.
During the period of self-exclusion:
- You will not be able to access your account;
- You will not be able to withdraw or deposit funds, or play online;
- You acknowledge that you forfeit any entries you have for promotional offers, whether your entry was received before or after the period of self-exclusion or deactivation;
- You will not be able to enter or have entries for any promotions;
- You will not receive any marketing communications from us.
If you follow us on any social media platform, you must “unfollow” the Kentucky Lottery in order to stop receiving updates. We are unable to perform this function.
If you elected to self-exclude your account permanently, you may never re-open your account or register for a new account.
If you selected a specific time period to self-exclude your account, at the end of your selected time period, you will not be able to access your account. You must contact Customer Service to re-open access to your account.
If any player who elects to self-exclude or deactivate his/her account is later able to circumvent the system and to create another account in violation of these terms to make deposits, play online, withdraw funds, participate in promotional offers, or receive marketing communications, the unauthorized account shall be deactivated by us. Any funds or promotional entries remaining in such unauthorized account shall be forfeited.
We reserve the right to retain your profile and account information for an indefinite period of time, even though you have self-excluded or deactivated your account, or your account is inactive.
IV. PROMOTIONS AND DRAWINGS
General Conditions
Various promotions and drawings are conducted by us in connection with the website. The KLC may conduct promotional drawings or offers in which Fun Club members who meet eligibility criteria are entered to win or are awarded a promotional offering based on select eligibility criteria. By being a Fun Club member and making an eligible purchase, you consent to be entered into these promotional drawings or offers. These promotions and drawings are subject to and governed by additional rules and regulations specific to the promotion. For some promotions and drawings, you must select the eligible promotion(s) you wish to enter and comply with the rules and regulations for entering the promotion. By participating in a specific promotion or drawing, you agree to all such additional rules and regulations specific to the promotion.
V. OTHER
Privacy and Security
We take your privacy seriously and will diligently endeavor to keep your personal information confidential. We will only share personal information about you with others: in accordance with these terms and our Privacy Policy; to perform a transaction you have requested; if we have your consent; if we need to protect our rights or property; to cooperate with law enforcement, or if authorized or required to do so by law. Security measures have been integrated into the design, implementation, and day-to-day operations of this website and services as part of our continuing commitment to the security of electronic content. We do not, however, guarantee that any communication or information will be secure or free from unauthorized access by third parties. Your use of this website is at your own risk.
Strong Authentication
For extra security on your Fun Club account, you may choose to activate strong (also known as multi-factor) authentication. To do so, log in to your Fun Club account, navigate to the account settings, and follow the steps to activate strong authentication.
Tell us at once if you believe your use of this website has been compromised. We will use our best efforts to reduce your risk of loss; however, we are not liable for any damages or losses resulting from a security breach except as required by law. We are not liable for any damages or losses resulting from a security breach except as required by law. A copy of our Privacy Policy is available on this website.
Links to Third-Party Offerings
This website may contain information and links to other sites and offerings owned, operated or provided by parties other than us. Such information, links and access are provided only for ready reference, ease of use and/or your consideration. We may remove a link at any time in our sole discretion for any reason whatsoever. We do not control such third-party products, websites or offerings, and we are not responsible or liable for their terms of use, privacy practices, operation, content or accuracy. We do not endorse these websites, products or the content or services provided there. We accept no liability for any information, products, advertisements, content, services or software accessible through these third-party offerings, for business and/or privacy practices of any third party, for any action you may take or for any damages or losses you may incur as a result of linking to any such offering.
YOU AGREE THAT YOUR USE OF LINKED THIRD-PARTY WEBSITES, OFFERINGS AND RESOURCES IS AT YOUR OWN RISK AND IS SUBJECT TO THE TERMS AND CONDITIONS OF USE AND PRIVACY POLICIES APPLICABLE TO SUCH WEBSITES, OFFERINGS AND RESOURCES, AND THAT WE HAVE NO LIABILITY FOR SUCH USE.
Availability to Public of Certain Submitted Information
Certain information submitted in connection with the website, including your name and other information, may be subject to disclosure under the Kentucky Open Records Act, KRS 61.870 et seq.
Winner Information
Except where prohibited by law or policy, if you win a prize as a result of participating in a drawing or promotion on the website, you understand and agree that we may use your name, city, likeness (photograph) and prize amount for promotional, advertising, and/or publicity purposes without compensation. You understand and agree that we may freely use, reproduce, and display this information, in whole or in part, alone or together with other information, including, but not limited to, player highlights, benefactor profiles, scholarship stories, social media campaigns, and all other media submissions through any and all forms of media, in any manner, anywhere, in perpetuity, and without restriction, reservation, or limitation.
Communications from Us
We may use your account information to contact you by email, text message, and/or telephone regarding use of your account and transactions. You may also receive promotional material and emails.
Availability and Use of the Mobile Application
We do not guarantee the availability of the mobile application or that all features of the website will be available to players using the mobile application.
Disruptions
Access to this website, this service, or your account may be unavailable, delayed, limited, or slowed by various disruptions. We do not guarantee that this website, this service, or your account will be uninterrupted, free from delay, or continuously available. We are not liable for any damages or losses resulting from any disruption, delay, or unavailability of this website, this service, or your account.
Disclaimer of Warranties
This website, this service, and your account are offered on an “as is” basis. We make no warranties of any kind, implied or expressed, including, but not limited to, warranties of title, merchantability, fitness for a particular purpose, or non-infringement. Use of the internet carries inherent risks and dangers. We do not guarantee that this website, this service or your account are free from these inherent dangers, including, but not limited to: viruses, spyware, malware, or other invasive, malicious, or damaging software, code, or applications of any kind. Nor do we guarantee that use of this website, this service, or your account will not cause damage or loss of any kind. We are not liable for any damages or losses of any kind resulting from your use of this website, this service, or your account, or for any actions by third parties.
Limitation of Liability
We are not liable for any printing or computer error; any omission, interruption, irregularity, deletion, defect, or delay in this website, this service, or your account; any theft, destruction, unauthorized access, or alteration of any network, equipment, computer, data, information, or property; any hardware or software malfunctions of any kind; or any inaccurate transmission of content due to technical problems or traffic congestion on the internet, at any website, or any combination thereof. Except as may be required by law, under no circumstances are we liable for any direct, indirect, incidental, special, or consequential damages arising out of your use of this website, its content, this service, or your account, even if we have been advised of the possibility of such damages.
Indemnification
You agree to indemnify, hold harmless, and defend us and our officers, directors, employees, agents, partners, shareholders, vendors, contractors, sub-contractors, and third parties involved in producing or delivering this website or services, and licensees, from and against all claims, actions, liabilities, losses, expenses, damages, and costs of any kind, including, attorney fees, resulting from or relating to your lawful or unlawful use of this website, this service, or your account; breach of these terms; inability to access this website, this service, or your account; failure to report or reliance on any error or omission on this website, this service, or your account; or propagation or contraction of any computer virus in connection with your use of this website, this service, or your account.
Non-Waiver
We are not obligated to take any action or pursue any remedy authorized by these terms. Refraining from taking any authorized action or pursuing any remedy does not constitute a waiver of any rights or remedies and does not preclude us from taking any such action or pursuing such remedy in the future.
Severability
If any provision of these terms is deemed unlawful or unenforceable for any reason, that provision will be severed from these terms and the remaining provisions remain in full force.
Governing Law
All transactions and claims covered by these terms are subject to the laws of the State of Kentucky, the rules, regulations, and directives of the Kentucky Lottery, and any subsequent changes. You understand and agree that any dispute arising out of your use of this website, this service, or your account is governed by the laws of Kentucky. You expressly agree that exclusive jurisdiction for any claim or dispute with the Kentucky Lottery or relating in any way to your use of this site and these services resides in the courts of Jefferson County, Louisville, Kentucky and you further agree and expressly consent to the exercise of personal jurisdiction in the courts of Kentucky in connection with any such dispute, including any claim involving Lottery or its affiliates, subsidiaries, employees, contractors, officers, directors, vendors and content providers.
HOW TO CONTACT US
If you have any questions about this website or the above terms, please contact our Customer Support by email at: help@kylottery.com or call 877-789-4532.
Effective April 2025- Version 6
Kentucky Lottery Corporation
iLOTTERY TERMS OF USE
Effective February 2026 Version 12
A Kentucky Lottery Fun Club account offers eligible players the ability to purchase select lottery games on kylottery.com and/or the KY Lottery app via their personal computers and/or mobile devices. Online purchases are governed by these Terms of Use. Please review them carefully. If you do not agree to these Terms of Use, then do not access or purchase any ticket for any game or participate/enter in any promotion or promotional offering.
I. INTRODUCTION
Definitions
As used herein, “these terms” refers to these terms and conditions; “we,” “us,” and “our” refer to the Kentucky Lottery Corporation (“Kentucky Lottery” or KLC”), its agents, contractors, sub-contractors, and third parties involved in producing or delivering this website or services; “you” or “your” refers to you, the user; “this website” refers to, collectively, the Kentucky Lottery’s website kylottery.com, mobile application or mobile app, and mobile site; “Fun Club” refers to the information and services available through this website; “online” refers to use of the internet or any other means to access this website and the website of any of the Kentucky Lottery’s contractors, subcontractors, or third parties involved in producing or delivering this website or services; “iLottery,” “online play,” or “play online” refers to the purchase of lottery games available for purchase on iLottery through this website, and is not the purchase of lottery games at a retail location; “wager” refers to the successful purchase on iLottery; “this service” refers to all services, functions, and features described in these terms; “account” refers to a Kentucky Lottery Fun Club account registered on this website;
Acceptance of Terms
By registering for an account or updating your account, and using an account or this service, you hereby accept and agree to be legally bound by all of these terms, the Fun Club Terms of Use, the Privacy Policy, the game rules and regulations, the terms for any promotional offers, and any additional terms as set forth by us. If you do not accept and agree to be bound by any of these terms, you should not register for, update, or use an account and are not authorized to use this service.
Terms Subject to Change
We may change these terms, including any game rules or promotional offers, at any time and without notice. All changes are effective upon posting. Your continued use of an account or this service after changes are posted constitutes your acceptance of any changes to these terms, including game rules and promotional offers. It is your responsibility to periodically review these terms, including the rules of any game you purchase, for changes.
Additional Terms Apply
Additional terms and conditions apply to your use of an account and this service, including, but not limited to, the Fun Club Terms of Use for this website, the Privacy Policy, the rules for each game purchased through the website, the rules for each promotional offer, and the Kentucky Lottery statutes, KRS Chapter 154A, et seq., or any terms communicated to you from the KLC or its vendors by email, text, or on KLC social media. It is your responsibility to review any other applicable statutes, regulations, terms, conditions, and policies.
Violation of Terms
We may take any lawful action we deem appropriate in response to an actual or suspected violation of these terms. This includes, but is not limited to: suspending or disabling access to your account; blocking access to this website or service; pausing or preventing your withdrawal of any funds pending completion of an investigation; invalidating a purchase; refusing to award a prize or promotional award, or reclaiming a prize or promotional award that has been awarded; reporting and providing information about your actions to any third party as required, including law enforcement; cooperating in any investigation; and initiating or participating in any civil or criminal action. By violating these terms, you waive and forfeit any claim to a prize or any portion of a prize.
II. USE OF SERVICE
General Requirements
To play online, you must: be at least 18 years of age; have successfully completed the process for registering for a Fun Club account or updating your existing account; have your identity verified; have sufficient funds in your account to make the purchase; have a valid U.S. address*; be physically located in Kentucky at the time of purchase; have a compatible device and operating system; and be in compliance with federal, state, and local laws, the iLottery Terms of Use, and all Kentucky Lottery directives, rules and regulations.
*For games offered for sale online prior to April 2023, the requirement in the Rules for each game that a purchaser have a Kentucky address is deleted in its entirety and for purchases made after April 2023, a U.S. address is required to register for an account.
Prohibited Use
You agree not to use or attempt to use this service in any way that: creates more than one (1) account; violates any federal, state or local law, or court order; misrepresents your identity or personal information; circumvents any method we use to verify information about your age, identity, or physical location; play online while you are not physically located within Kentucky; impersonates another person, business, entity, physical location, or IP address; allows any third party to use your account; attempts to reverse, deny, charge-back, or otherwise block our receipt of any funds you have deposited into your account; transfers any funds derived from an unlawful or fraudulent activity into your account; could be considered money laundering; accesses, collects, or stores personal information of another person; accesses or circumvents any of our security measures; gains or attempts to gain unauthorized access to this website or any of our computers, networks, servers, data, code, or other equipment or information of any kind; damages or overburdens this website or any of our computers, network, servers, data, code, or other equipment or information of any kind; modifies or interferes with the use or operation of this website or services; alters, damages, deletes, or otherwise affects any software or code used for these services; introduces a computer virus or other disruptive, damaging, or harmful files or programs; violates our proprietary or intellectual property rights in any way; violates these terms or any other applicable terms and conditions, including, but not limited to, the Fun Club Terms of Use for this website; harasses, threatens, or contains vulgarity, profanity, or other language intended to intimidate the employees of KLC or its vendors, its players or retailers. violates any rule, regulation, or directive of the Kentucky Lottery.
Violation of Terms of Use
You are responsible for any damages, costs, or expenses arising out of or in connection with your commission of any of the above prohibited uses. If you become aware of any third party committing any of the actions described above, you agree to notify us immediately by using the “How to Contact Us” information at the end of these terms.
We will cooperate fully with any law enforcement officials and/or agencies if requested or required in the investigation of any users who violate these terms and may disclose your information to such law enforcement officials and/or agencies as requested or required by law.
We may take any lawful action we deem appropriate in response to an actual or suspected violation of these terms. This includes, but is not limited to, 1) suspending or disabling access to your account; 2) blocking access to this website or service; 3) preventing your withdrawal of any funds from your account pending completion of an investigation; 4) invalidating a purchase; 5) refusing to award a prize or promotional award or reclaiming a prize or promotional award that has been awarded; 6) reporting and providing information about your actions to any third party, including law enforcement; and 7) cooperating in an investigation and initiating or participating in any civil or criminal action. By violating these terms, you waive and forfeit your claim to any prize or promotional award or portion of a prize or promotional award. Prize winnings in your account may be returned at the sole discretion of the Kentucky Lottery or may be forfeited to offset any losses incurred as a result of the violation of these terms. We are not liable for any damages or losses resulting from our response to suspected unlawful activity or violation of these terms.
Limited License and Use
You are granted a limited license to use this service for its intended purpose only and in accordance with these terms. We may revoke this limited license at any time. Your use of an account or this service does not create any agency, partnership, trust arrangement, fiduciary relationship, joint enterprise, or other relationship between you and us.
Intellectual Property
We own all intellectual property appearing on this website, including, but not limited to, all copyrights, trademarks, service marks, and trade dress. We own the rights to all content appearing on this website, which includes, but is not limited to, images, pictures, graphics, photographs, animations, videos, music, audio, text, games, game mechanics, play methods, code, software, format, presentation, and organization. Your use of this service confers no ownership rights or license to use any intellectual property or other content beyond the limited license for use granted in these terms. Unless you have our express written consent, you agree not to: copy, reproduce, modify, translate, create derivative works from, display, publish, distribute, transmit, or otherwise make this website, its content, this service, or any aspect thereof available to or through any third party; copy, reproduce, redistribute, publish, reverse engineer, decompile, disassemble, make derivative works from any software, process, application, or source code used in providing this website, its content, this service, or any aspect thereof; access or attempt to access source code for this website, its content, or this service; sell, assign, sublicense, lease, or otherwise exploit this website, its content, this service, or any aspect thereof; export any software used for this website, its content, this service, or any aspect thereof to any other jurisdiction or country by any means; or use this website, its content, or this service in a manner that would violate any of these terms.
You are liable for any damages, costs, or expenses arising out of or in connection with your commission of any of the above. If you become aware of any third party committing any of the above, you agree to immediately notify us and to cooperate in any resulting investigation.
Ownership of Information Submitted Via This Site
With the exception of any personal information you submit, which will be maintained in accordance with our Privacy Policy set forth on this website, any information you transmit to us via this website or through social media, or which we automatically collect, whether by direct entry, submission, email or otherwise, including data, questions, comments or suggestions, will be treated as non-confidential and non-proprietary and will become the property of us. Such information may be used for any and all commercial and noncommercial purposes, including reproduction, solicitation, disclosure, transmission, publication, broadcast and posting, without any obligation or liability to you, whether financial, attribution or otherwise. Please note that special provisions may apply to submissions of personal information on the common areas of the website where products are available for purchase, license, or application, and on the Fun Club area of the website and as set forth in our Privacy Policy.
By sending us your communications via this website or by any other means you are giving us permission to use any ideas, concepts, know-how, or techniques contained in those communications (including, without limitation, games and game ideas) without notice or obligation to you. When you submit any material or information subject to protection under intellectual property laws to the website, you represent, warrant and covenant to us that you have the necessary rights to copy and display such material or information. You covenant and specifically grant us a non-exclusive, irrevocable, perpetual, transferable, sub-licensable, royalty-free, worldwide license to use, copy, and distribute any content that you submit or post in connection with this website.
Change of Services
We reserve the right to add, remove, modify, suspend, or terminate this service or any aspect of this service at any time and without notice. We are not liable for any damages or losses resulting from any such changes.
III. ACCOUNTS
Fun Club Membership
In order to play online, you must first be a member of Fun Club and have an active Fun Club account. By registering for and using a Fun Club account or this service, you agree to be bound by the Fun Club Terms of Use, which are incorporated herein by reference. The Fun Club Terms of Use are posted and may be reviewed on this website. If you are a Fun Club member and in compliance with the Fun Club Terms of Use, successfully geo-located as physically located within the boundaries of Kentucky, not self-excluded, and identity verified , you may use your Fun Club account to play online. If you are not successfully geo-located as physically located within the boundaries of Kentucky, self-excluded, or your identity cannot be verified, you will be unable to play online.
Registering for an Account
To register for a Fun Club account, go to kylottery.com or access the KY Lottery app. You must provide all information requested on the registration page. See the Fun Club Terms of Use for terms and conditions for creating and maintaining a Fun Club account, and for specific instructions and information on registering and updating a Fun Club account. You will not be able to use your Fun Club account to play online or to use your eWallet for mobile cashing or to make lottery purchases at retail if your age, location, and identity cannot be verified.
Inability to Register, Update or Purchase
If you cannot successfully register, update your existing account profile, or use your account to make a purchase and believe that either our identity or location verification results are incorrect, you may contact Customer Service for further information about verifying your identity or location or follow the instructions for submitting requested documentation to verify your identity.
We do not guarantee that you will be able to successfully register to be a Fun Club member, register for an account, update your existing account profile or use your account to play online, or that you will be registered in any specific period of time.
You understand and agree that a Fun Club membership and account are discretionary privileges and that we reserve the right to reject your account registration or update for any reason. We are under no obligation to explain the reason for delay in processing or rejection of a registration, account update, or any inability to play online. We are not liable for any damages or losses resulting from any delay in processing your registration. We are not liable for any damages or losses resulting from your inability to register, to update your existing account profile, or to use your account to play online.
You are solely responsible for obtaining and maintaining any equipment and connectivity necessary to access this website and play online. Games may not be available on certain devices due to operating requirements associated with the games. We make no representations or warranties as to your ability to access, purchase, and play any game at any time, or that this website, application or games will display correctly on all devices on which they can be viewed.
If you cannot successfully register or update your existing account profile, we may retain the profile information you submitted for an indefinite period of time.
Sharing of Information
We may contact your financial institution or card issuer, law enforcement, or affected third parties (including other users) and share details of any payments or transactions associated with your account and your purchases made playing online, if we believe doing so may prevent financial loss or violation of law.
Unauthorized Use of Your Account
We are not liable for any damages or losses resulting from a third party’s unlawful or unauthorized use of your account. We are not liable for any damages or losses resulting from a third party’s unlawful or unauthorized use of any payment source or method regardless of whether the payment method is under investigation or whether any card has been reported stolen. It is your responsibility to keep your username, password, and other account information confidential. If your username and password have been entered correctly, we are entitled to assume that you are the person using your account.
Your Liability for Unauthorized Use of Your iLottery Account
It is your responsibility to immediately notify us if you suspect or discover that your account has been compromised. Tell us at once if you believe your iLottery Account information has been lost or stolen. Notify us by email at: help@kylottery.com or call 877-789-4532. We will use our best efforts to reduce your risk of loss; however, you are responsible for any charges, costs, expenses, damages, liabilities, and losses of any kind that you, we, or any third party may incur as a result of your failure to keep your account information secure and confidential. You agree to cooperate with any investigation into unauthorized access of your account.
Changing Information on Account Profile
You certify that any information provided to us on the account registration page is complete and accurate and you are responsible for updating your account information to accurately reflect any changes in your personal information. We may use the information provided in your account information to provide you with information about your transactions, purchases, and promotional entries, so it is important that you keep your information accurate. We are not liable for any damages or losses resulting from our inability to contact or locate you.
We reserve the right to use any age-verification and identity-verification technology or method we deem appropriate at any time after you have registered or updated your account in order to determine that all requirements for playing online continue to be met.
You will not be able to change certain information in your account profile, including first name, last name, date of birth, and your Social Security Number. If your name has been legally changed, contact Customer Service.
If you change your account profile because you make an account change that no longer satisfies the identity verification criteria described herein, you will not be able to access your account to deposit or withdraw funds or to play online. It is your responsibility to only deposit the funds that you will use, and to claim prizes and withdraw prize winnings in a timely manner and prior to losing eligibility to access funds and play online.
Transactions
You understand and agree that we may record and store any transactions you conduct through this service. A transaction history is available for you to view through your account for a period of 24 months. We reserve the right to extend or restrict the period that a transaction history is available at any time and without notice. This history is provided as a convenience only. It is not an official record of your deposits, withdrawals, purchases, wagers, or prize winnings. Information appearing in the transaction history does not constitute and does not establish a transaction, win, or prize. We do not guarantee the accuracy of information appearing in your account transaction history. Upon discovery of any errors in your transaction history that do not accurately reflect the official record or your deposits, purchases withdrawals, or prize winnings, the Kentucky Lottery will correct such errors.
It is your responsibility to notify us of any errors in your transaction history. We are not liable for any damages or losses resulting from your reliance on or failure to report errors in your transaction history.
Win/Loss Statements
You may request a “Win/Loss” statement of your estimated wagering activity online through your Fun Club account by contacting Customer Service. This statement is provided as a convenience only and is not an official record. We do not guarantee the accuracy of information appearing in the Win/Loss statement. The Win/Loss statement is not a replacement of your own wagering activity records.
Balance Errors
In the event that any funds are mistakenly credited to or deducted from your account, we are entitled to make the appropriate adjustments. If any funds are incorrectly credited to or deducted from your account, you must notify us of the errors immediately, and not more than thirty (30) days following the transaction in question. If you withdraw any funds incorrectly credited to your account, we may withhold that amount from any deposit or prize winnings or seek recovery. If you use any funds incorrectly credited to your account to play online, we may deem the purchase void and refuse to pay any prize or recover any prize already paid.
No Interest on Funds
You will not receive any interest of any kind on funds deposited or held in your account, including any prize winnings.
Lottery’s Right to Suspend and Disable Access to Account
You understand and agree that an account is a discretionary privilege and that we may suspend or disable your access to your account at any time, for any reason, and without notice. In the event your account is disabled, any amounts you have deposited in your account may not be returned, unless required by law, and prize winnings in your account may be revoked at our discretion, unless subject to withholding under these terms or any state or federal law. Any entries you have for promotional offers, whether your entry was received before or after the period of deactivation will be forfeited and you will be ineligible to participate in or win a bonus or prize in any promotion. If your account is suspended or disabled, any unclaimed prizes must be claimed in person at Lottery headquarters within the time required for completing the claim process. It is your responsibility to provide accurate account information so that we may contact you if necessary. We are not liable for any damages or losses resulting from our inability to contact or locate you.
Inactive Accounts
If you do not log in to your account for twenty-four (24) consecutive months, we may designate your account as inactive. If you do not log in to your account, self-exclude, or the account has been disabled for thirty-six (36) consecutive months, your account is considered abandoned and we may transfer any funds in your account, minus any amount owed to us, to the Kentucky State Treasurer in accordance with state unclaimed property laws. We are not liable for any damages or losses resulting from your inability to access your account or transfer of funds to the Kentucky State Treasurer. It is your responsibility to only deposit the funds that you will use, and to claim prizes and withdraw prize winnings in a timely manner, and in accordance with these terms.
Take a Break From Your Account (Up to 90 days)
If you would like to take a short break from your Fun Club account and online wagering, you may set a Time Out period by following the instructions on the Take a Break page located within the account menu on the website or app. This feature allows you to block your account for a specific period of time from 48 hours up to 90 days. During this time, you will be unable wager or log in to your account. Once you make this selection, you cannot reverse the Time Out during the period entered.
It is your responsibility to be certain there are no funds remaining in your account prior to taking a break from your account. It is your responsibility to only deposit the funds that you will use, and to claim prizes and withdraw prize winnings in a timely manner, prior to taking a break.
During the Take a Break Time Out period:
- You will not be able to access your account;
- You will not be able to withdraw or deposit funds, or play online;
- You acknowledge that you forfeit any entries you have for promotional offers, whether your entry was received before or after the Take a Break period;
- You will not be able to enter or have entries for any promotions;
- You will not receive any marketing communications from us.
If you follow us on any social media platform, you must “unfollow” the Kentucky Lottery in order to stop receiving updates. We are unable to perform this function.
If any player who elects to Take a Break from his/her account is later able to circumvent the system and to create another account in violation of these terms to make deposits, play online, withdraw funds, participate in promotional offers, or receive marketing communications, the unauthorized account shall be deactivated by us. Any funds or promotional entries remaining in such unauthorized account shall be forfeited.
It is your responsibility to keep track of your Time Out period. At the end of your selected time period, your account will be automatically reopened.
We reserve the right to retain your profile and account information for an indefinite period of time, even if you have set a Time Out period for your account or your account is inactive.
Self-Exclude Your Account (6 months or longer)
If you want to take a longer break from your Fun Club account and online wagering, you may set a Self-Exclusion period between six (6) months and five (5) years, or you may self-exclude your account permanently, by following the instructions on the Self Exclusion page located within the account options on the website or app. Once you make this selection, it cannot be reversed during the period entered.
It is your responsibility to be certain there are no funds remaining in your account prior to self-excluding your account. It is your responsibility to only deposit the funds that you will use, and to claim prizes and withdraw prize winnings in a timely manner, prior to self-exclusion.
During the period of self-exclusion:
- You will not be able to access your account;
- You will not be able to withdraw or deposit funds, or play online;
- You acknowledge that you forfeit any entries you have for promotional offers, whether your entry was received before or after the period of self-exclusion or deactivation;
- You will not be able to enter or have entries for any promotions;
- You will not receive any marketing communications from us.
If you follow us on any social media platform, you must “unfollow” the Kentucky Lottery in order to stop receiving updates. We are unable to perform this function.
If you elected to self-exclude your account permanently, you may never re-open your account or register for a new account.
If you selected a specific time period to self-exclude your account, at the end of your selected time period, you will not be able to access your account. You must contact Customer Service to re-open access to your account.
If any player who elects to self-exclude or deactivate his/her account is later able to circumvent the system and to create another account in violation of these terms to make deposits, play online, withdraw funds, participate in promotional offers, or receive marketing communications, the unauthorized account shall be deactivated by us. Any funds or promotional entries remaining in such unauthorized account shall be forfeited.
We reserve the right to retain your profile and account information for an indefinite period of time, even though you have self-excluded or deactivated your account, or your account is inactive.
IV. PROMOTIONAL OFFERS
General Conditions
Various promotional offers may be made available from time to time, including but not limited to Bonuses, Offers, Referral or Promo Codes drawings, and free play awards (“promotional offers”). The Kentucky Lottery may conduct promotional drawings or offers in which Fun Club members who play online are automatically entered to win or are automatically awarded a promotional offer based on select eligibility criteria. By being a Fun Club member, you consent to be entered into these promotional offers. These promotional offers are subject to and governed by additional terms and conditions specific to the offer. By accepting a promotional offer, you agree to all such additional terms and conditions. Unless expressly stated otherwise in the terms and conditions for a specific promotional offer, all promotional offers have no cash value and cannot be exchanged for money. Promotional offers are discretionary, and you have no right to receive or redeem any specific offer. Promotional offers may be cancelled at any time and without notice. We are not liable for any damages or losses resulting from any delay, error, or failure to make or accept any promotional offer. If you violate these terms, you may forfeit the right to participate in any promotional offer, awards, or prizes. If you attempt to interfere with a promotion, we reserve the right to disable your Fun Club account without notice and take any further action deemed appropriate in our sole discretion.
Bonuses
Players may receive promotional awards (“Bonus/Bonuses”) for qualifying activities. An award of a Bonus results in the deposit of the Bonus into your account. Bonuses can be used to play online. Bonuses cannot be used to make purchases at retail. Qualifying activities that may result in an award of Bonuses may include, but are not limited to:
- Account funding in a specific period of time, amount or manner
- Purchase of a specific game
- Purchase of a specific amount
- Promotional drawing
- Qualification based on activity determined by the Kentucky Lottery
If you qualify for an award of a Bonus, you will be notified of the award and your history will be updated. Bonuses have no cash value and may not be withdrawn. Bonuses are subject to and governed by additional terms and conditions specific to the Bonuses offer.
“Bonus Bucks” awarded to players prior to April 2025 will expire April 2026. Any “Bonus Bucks” remaining in a player’s account must be used to play online on or before April 2026.
V. FUNDING YOUR ACCOUNT
Deposited Funds, Prize Winnings and Bonuses
The funds you deposit into your account, your prize winnings, and any Bonuses in your account will be tracked separately. Your account may, at times, be referred to as your “wallet.” The funds you deposit may be referred to as funds in your “Deposit Balance.” The funds that are your prize winnings may be referred to as funds in your “Winning Balance.”
Depositing Funds
You may deposit funds by logging in to your account and following the steps for using any method that we have approved, including credit cards, debit cards, ACH transfer, PayPal, ApplePay, iFunds and iGifts. We do not guarantee that each of these funding mechanisms will be available or that any particular card will be accepted. You will be required to provide certain financial account information in order to fund your account, including, but not limited to your Social Security Number, bank account number, routing number, credit or debit card account information, or PayPal account information. The same funding source may not be used to fund more than one account, except bank accounts may be shared by multiple accounts.
For ACH Transfers, you authorize Pavilion Payments Gaming Services, Inc. (Pavilion Payments) or its Service Providers to initiate debit and credit entries to the account at the depository financial institution for which you have provided information. By authorizing ACH Transfers, you also agree to be bound by the Terms of Use of Pavilion Payments and any Service Providers which can be found here:
https://www.vippreferred.com/terms-of-service/ You agree to abide by all applicable terms and conditions required by your financial institution, financial service, or payment processor. You are solely responsible for any transaction fees or penalties of any kind imposed by any financial institution, payment processor, or other third party associated with processing your transaction. You are required to reimburse us for any losses we suffer as a result of any transaction fees, charge-backs, insufficient funds, or penalties of any kind associated with your transaction. You hereby authorize us to hold and collect any amount owed to us as a result of any such losses from your deposits or winnings. We reserve the right to pursue any other means to recover such losses.
iGifts and iFunds
At the discretion of the Lottery, players may be able to deposit funds into their account using one of two methods available through participating Lottery retailers and known as “iGift” and “iFunds.” You must be a member of Fun Club and have an account in order to fund through an iGift or iFunds transaction.
In order to fund your account through an iGift transaction, you (or other purchaser 18 years of age or older) may request from a retailer an authorized amount (in whole dollars). After the retailer is paid, the retailer prints a voucher. You may then log in to your account and follow the steps for redeeming your voucher or iGift. Subject to account balance and deposit limits, the amount will be added to your account. If the addition of an iGift would cause your account balance and deposit limits to be exceeded, the iGift cannot be added to your account. An iGift expires five (5) years after the date of purchase, and cannot be replaced, reused, reloaded, or exchanged for cash.
In order to fund your account through an iFunds transaction, you log in to your account, and follow the instructions for retrieving your “Player Identification Card,” which you will need to provide to a participating retailer. You may request iFunds of an authorized amount (in whole dollars), subject to your account balance and deposits limits, from the retailer, and present your Player Card for retailer to scan. The retailer scans your Player Card. The terminal will display the maximum amount that you can add, based on account balance and deposit limits. Retailer then enters the amount (equal to or less than the maximum allowed) and takes your payment. You will receive a receipt from the retailer and the amount will automatically be applied to your account.
MOBILE CASHING OF PRIZES AT RETAIL
At the discretion of the Lottery, players with an active Fun Club account and who are eligible to play online may be able to redeem prizes up to six hundred dollars ($600) won on tickets purchased at retail into the player’s Fun Club wallet (“eWallet:). To claim a prize up to $600 into the eWallet (“Mobile Cashing”), the player must have enabled the Ticket Scanner function on the KLC mobile app and scan the barcode from the front of the winning ticket with the player’s personal device. The player must then select “Start Cashing” and follow the instructions for Mobile Cashing.
A player is solely responsible for ensuring in the player’s financial transaction history that the prize has been successfully deposited into the eWallet. The player should retain their ticket purchased at retail in their possession until they confirm that the transaction is complete and verify that the prize has been correctly redeemed to the eWallet.
Prizes won on a ticket purchased at retail and redeemed into the player’s eWallet are subject to these Terms of Use and can be used to wager online, at retail, or can be withdrawn as set forth in these Terms of Use.
By initiating a deposit, you represent and warrant that you:
understand that funds you deposit into your account, other than prize winnings from mobile cashing, may not be withdrawn or refunded (even if you make an inadvertent deposit over the amount intended), unless required by law; have authority to use the payment source and method you select; are not depositing funds derived from any fraudulent or unlawful source; will not attempt to reverse, charge-back, block, cancel, or in any way attempt to prevent us from receiving the deposit; consent to our sharing your personal information with any third parties that we use to process your requested deposit; consent to us performing any background check or investigation we deem necessary to ensure that your payment source and method are authorized; understand that you must be physically located within the boundaries of Kentucky in order to play online.
We are not required to examine your authority to use a payment source or method and are entitled to assume you have authority. We may require you to provide additional information, provide copies of documents, or appear in person at a designated claim center. We do not guarantee that a deposit will be processed and made available in any specific period of time. We do not guarantee that a deposit will be free from error. We reserve the right to deny any deposit at any time and without notice. We are not liable for any damages or losses resulting from any delay, denial, or error in processing a deposit nor any mistake or error you make with respect to any deposit.
Funding Limits
There are limits on the amount you may deposit into your account during a given period of time. We reserve the right to change the minimum and/or maximum allowed deposit limits at any time and without notice. Any changes to the deposit limits are incorporated herein by reference. We are not liable for any damages or losses resulting from setting or changing any minimum or maximum deposit amount. You have the option of setting lower limits by logging in to your account and going to “My Limits.” If you set lower limits, you will be required to wait twenty-four (24) hours before raising your limits, and you may never exceed the limits set by us.
No Withdrawal or Transfer of Deposit
Funds you deposit into your account cannot be withdrawn, returned, charged-back, re-credited, or transferred to another account, unless required by law. It is your responsibility to refrain from depositing more than you will use and to ensure the amount you deposit is correct. We are entitled to assume any deposits into your account were made knowingly, voluntarily, intentionally, and correctly. You agree that you will not attempt to deny, reverse, charge-back, re-credit, block or otherwise attempt to invalidate, recover, or deny us receipt of a deposit. You hereby authorize us to hold and collect any amount owed to us as a result of any such losses caused by your attempts to withdraw, return, charge-back, recredit or transfer any amounts from your deposits or winnings. We reserve the right to pursue any other means to recover such losses.
Maximum and Minimum Deposit and Prize Winnings Account Balances
We reserve the right to change the maximum deposit and prize winnings account balances, or to set or change a minimum required amount for all funds in your account, at any time and without notice. Any changes to these limits are incorporated herein by reference. We are not liable for any damages or losses resulting from setting or changing any minimum or maximum amount.
Terms of Use Relating to ACH Transfers
You authorize Pavilion Payments or its Service Providers to initiate debit and credit entries to the account at the depository financial institution for which you have provided information. By authorizing ACH Transfers, you also expressly agree to be bound by the Terms of Use of Pavilion Payments and any of its Service Providers. The Terms of Service for Pavilion Payments can be found here and are incorporated herein: https://www.vippreferred.com/terms-of-service/
VI. GEO-LOCATION REQUIREMENTS FOR PURCHASING TICKETS
Location Requirement
In addition to having an active Fun Club account, you must be physically located in Kentucky, as verified by geo-location technology,to play online. Any purchase or attempt to purchase online, while physically located outside of Kentucky is strictly prohibited and may violate state or federal law. You understand and agree that any wager placed while physically located outside of Kentucky may be void and that you waive any claim to a prize or any portion of a prize you may have won. If it is determined that you played online while located outside of Kentucky, we reserve the right to deem your deposit invalid, purchase invalid, refuse to award a prize, recover a prize that has been awarded, disable your access to your account, and refer the matter to law enforcement where applicable.
Geo-Location Technology
We use a variety of geo-location technology and methods to verify your location (the “geolocation software”). Any use of software or other methods intended to provide a false location and allow a player to make a purchase online while located outside of Kentucky is prohibited and may violate state or federal law. Violators may be prosecuted. We do not guarantee that our geo-location technology will verify the location of every person physically located within Kentucky.
If we are unable to verify that you are physically located within Kentucky, your account access will be blocked, and you are prohibited from playing online. We are not liable for any damages or losses resulting from your inability to access or play online.
Standard Location Check
By registering for and using an account, you consent to have your location verified by our standard geolocation check which may be embedded in the mobile app or downloaded by you to your device. The standard geolocation location check is automatically activated anytime you attempt to make a purchase.
Mobile Location Service
In some cases, your location may need to be verified through your mobile location services. Your location will only be obtained from the device.
Location Privacy
Your privacy is extremely important to us. Information relating to your location and/or the location of your mobile device may be shared with our staff, contractors, subcontractors, vendors, affiliates, and other third parties for a variety of reasons as set forth in these Terms, the Privacy Policy, or any other terms provided by us, including but not limited to: (1) providing the product, services, or transaction you requested, (2) legal purposes, and (3) marketing purposes. We do, however, reserve the right to disclose this information at any time in accordance with any law, regulation, or request from a court or government agency, to avoid liability, or protect our rights or property as described in our Privacy Policy (acceptance of which is a condition for use of our website). A record confirming your location may be retained for a specific period of time according to our retention policy.
GeoComply Plugin for browser
GeoComply is a third-party location detection service provider that provides cybersecurity solutions to detect location fraud and verify a user's true digital identity. We utilize the GeoComply Player Location Check plugin geolocation software to provide this service, which is required by law.
The GeoComply plugin should download and walk you through the installation when you first use the website to play online, but you can also manually install the plugin.
After the plugin has been installed, it runs as a service in the background of your computer, confirming your physical location as you play online. If you have already installed GeoComply on your device for another application that utilizes player location check technology, then you will not have to re-install the plug-in.
For more information, see our GeoComply FAQ.
GeoComply Mobile Location Service for mobile device
You may play online by using your mobile device. You may connect to the Internet using a WIFI connection or through your mobile service provider using your data plan. You must be physically located in Kentucky to play online using your mobile device, and our GeoComply geo-location software must be able to verify that you are physically located within the state. If using a mobile device to play online, our geo-location software, GeoComply, will validate your location coordinates using your device’s location service technology.
If you have questions, you may text HELP to 85327 or call us at 877-789-4532. Please note by declining to validate your location you will not have the ability to make purchases online from your mobile device.
We cannot guarantee that mobile geo-location will be available through your provider, or that geo-location software will be able to verify that you are located within Kentucky. If we are unable to verify that you are physically located within Kentucky, you are prohibited from making a purchase online. We are not liable for any damages or losses resulting from your inability to access or make a purchase online. Carriers are not responsible for lost or undeliverable messaging.
VII. PURCHASING ONLINE
Purchases
Initiating any purchase online constitutes your consent to deduct the cost of that purchase from your account. Purchases will be deducted first from any Bonuses, then from funds that you have deposited into your account. If no deposited funds or Bonuses exist, purchases will be deducted from prize winnings or promotional winnings in your account. We do not guarantee the timeliness of any purchase and reserve the right to refuse any attempted purchase for any reason. We are not liable for any damages or losses resulting from any delay in or denial of processing a purchase.
All transactions in connection with purchases made through the Kentucky Lottery website are according to Eastern Time.
All Sales are Final and May Not Be Cancelled
Once the purchase is completed, you may not cancel the purchase. You are solely responsible for ensuring that you have selected the correct lottery game and all options relating to that game, including, but not limited to, game, number of plays, price per play, and numbers played. All sales are final, and purchases made in error will not be refunded. We are not liable for any damages or losses resulting from any error you make in selecting your purchase.
Games Offered
We do not guarantee that any specific Kentucky Lottery game will be offered through this website. We may limit purchases of any game, and/or wager for a lottery game on a particular set of numbers at any time and without notice. We may terminate a game at any time and without notice. We are not liable for any damages or losses resulting from any purchase limitations or game termination.
Game Disputes
All tickets, transactions, purchases, and claims are subject to Kentucky Lottery rules, directives, state and federal law, and any prospective changes thereto. Printouts, photographs, screenshots, and other images are not, and will not, be accepted as evidence of a purchase or outcome. The only evidence of a purchase or outcome is the data contained in our system that passes all security tests, including, but not limited to, verification against third-party systems. iLottery Instant Play games are electronic KLC instant games only available on this website. The outcome of iLottery Instant Play games is determined by the system at the exact moment of purchase. The interactive, entertaining, or “revealing” part of the game does not dictate the winning or losing outcome of a wager. Any actions by a player after a ticket is purchased have no impact on the outcome of an iLottery Instant Play game. If, upon purchase of an iLottery Instant Play game, the game play is not played out to completion for any reason, including the interruption of the player, loss of connectivity during game play or game termination by the Lottery, the player will be notified by email that the game has not been completed and that the game will be available for a specified time. If the play is not completed within that time, play will be completed automatically by the system on the player’s behalf to reveal the outcome determined at the point of purchase. The player will be notified by email of such outcome, and the prize claim and payment process remains the same, whether player plays the game to completion or the game is completed automatically.
In questions involving validation of an online play, or a dispute between the Kentucky Lottery and player as to whether a prize has been won or paid, the determination of the Kentucky Lottery’s’ President or designee is final. In cases of dispute for any reason, the President may at his or her sole discretion, replace the disputed play with a play of equal value or refund the purchase price. The President’s decision to replace or refund a play is the purchaser’s exclusive remedy.
VIII. PURCHASES AT RETAIL WITH ACCOUNT FUNDS
A player with an active Fun Club account may purchase a lottery ticket at a Kentucky Lottery retailer with available funds in the players Fun Club account (“eWallet”). To make a purchase using the eWallet, a player must have enabled the eWallet in the KLC mobile app on the player’s personal device and must select the Player Card on the mobile app. After selecting the Player Card, a QR Code will be generated on the player’s personal device which the player must scan at the retailer terminal or at the self-service vending machine to debit funds from the eWallet for purchase of the selected ticket. The QR Code is available for a limited time at which point it will expire. Bonuses awarded in the account are not eligible to be used for purchase at retail and can solely be used to purchase tickets online. A player must have at least the ticket cost in their eWallet to buy a lottery ticket at a Kentucky Lottery retailer.
A player is solely responsible for ensuring in the player’s financial transaction history that the debit from the player’s eWallet is accurate prior to leaving the retailer with the ticket purchased.
All lottery tickets purchased from a retailer using the player’s eWallet remain bearer instruments. The receipt in the player’s wallet indicating that funds were debited from the eWallet for the purchase of a lottery ticket at a retailer is not evidence of a winning ticket. Players must present a valid ticket to claim a prize, in accordance with the applicable General Game Rules and Game Rules and Regulations for the ticket purchased.
VIII. CLAIMING PRIZES WON ONLINE
Claims in General
Subject to these Terms and all applicable state and federal law, prizes won through online play are claimed as follows:
- Free play wins may be redeemed only through online purchases; prizes of $600 or less are automatically deposited into your account, subject to the prize winnings account limit of $10,000. If the prize amount would cause the account balance to exceed this limit, a check in the amount of the prize will be mailed, within approximately 7 to 10 business days, to the address on file for your account; prizes over $600 up to and including $99,999.99 may be claimed online according to the process set out below or claimed in person at the Kentucky Lottery headquarters; and prizes of $100,000 and over must be claimed in person at Kentucky Lottery headquarters.
- We reserve the right in our sole discretion to increase the total cash prize values that may be claimed online and any change is effective immediately and incorporated into the terms by reference. Players can contact the Kentucky Lottery headquarters or a Lottery Retailer for current cashing limits.
- Before payment of any prize, we may require you to provide additional information, provide copies of documents, or appear in person at Kentucky Lottery headquarters. We may change available methods for claiming a prize at any time and without notice. If we suspect any unlawful conduct or violation of these terms, we may withhold payment of a prize pending completion of an investigation. You agree to cooperate with us in any investigation. We do not guarantee payment of a prize within any specific period of time. We are not liable for any damages or losses resulting from any delay in payment of a prize.
Process for Claiming Prizes over $600 and up to $99,999.99
If you have won a prize over $600 and up to $99,999.99, you must log in to your account and follow the directions for indicating whether you want to: (1) claim the prize online and have your check mailed to the address on file for your account; or (2) claim the prize in person.
Online Claim Process for Prizes over $600 and up to $99,999.99
If you choose to complete the online claim process, you will be required to provide your Social Security Number and must indicate whether you are a U.S. citizen. By providing this information, you represent and warrant that: you are the registered user of your Fun Club account; your account information is accurate; and you accept our claim policy. You further represent and warrant that you have truthfully represented whether or not you are a U.S. citizen, you have provided us with your correct Social Security Number; are not subject to backup withholding; and are not subject to the Foreign Account Tax Compliance Act (FATCA). We will pay your prize by issuing a check, unless the prize is an annuitized prize. A check will be mailed to the address on file for your account.
Claiming in Person
If you are claiming a prize in person, you will be required to provide a valid government issued photograph identification, such as a driver’s license, or other form of photograph identification acceptable to the Kentucky Lottery, and a completed claim form, which requires you to provide your Social Security Number and to indicate whether you are a U.S. citizen. By providing this information, you represent and warrant that: you are the registered user of your Fun Club account; your account information is accurate; and you accept our claim policy. You further represent and warrant that you have truthfully represented whether or not you are a U.S. citizen, you have provided us with your correct Social Security Number; are not subject to backup withholding; and are not subject to the Foreign Account Tax Compliance Act (FATCA). The prize will be claimed only after the Kentucky Lottery receives all required information. We may require proof of your Social Security Number. We will pay your prize by issuing a check, unless the prize is an annuitized prize.
Foreign Account Tax Compliance Act (FATCA)
The FATCA requires US taxpayers to report certain foreign financial accounts and offshore assets. It also requires certain foreign financial institutions to report all US account holders that are specified US persons. To learn if you own foreign financial assets subject to the FATCA or if you qualify for an exemption from the FATCA, please refer to the IRS website at www.irs.gov. Withholding is the cost of not reporting.
Tax Obligations
A lottery prize is considered income and a taxable event when claimed or received. We report all prizes over $600 to the IRS and Kentucky Department of Revenue. A Form W-2G is generated for all prizes over $600 and will be mailed to you with your check if you claimed online or provided to you in person if you claimed in person. We are required to withhold state and federal tax from all prizes over $5,000. These withholdings are estimates only and do not necessarily satisfy the tax liability. It is your responsibility to immediately inform us if you believe there is an error in reporting or withholding. You are solely responsible for properly reporting and paying your applicable local, state, and federal taxes. We are not liable for any damages or losses resulting from your failure to properly report or pay any local, state, or federal taxes.
State Debt Check and Set Off
Before paying any prize of over $600, state law requires us to check for certain debts, including but not limited to back taxes owed to the state, child support arrearages, overpayment of certain state benefits, and student loan debts, or to provide information to state agencies for their administrative purposes. If any such debts exist, we are required to offset your prize by the amount of the debt. If you believe that prize money was withheld for a debt that has already been paid, it is your responsibility to contact the agency reporting the debt and seek reimbursement. We are not liable for any damages or losses resulting from any offset from a prize for payment of a debt or for providing information to state agencies in accordance with state or federal law or agreement with any state or federal agency.
Claim Errors
A lottery claim may not be premised on human or electronic error in the communication, display, or transmission of data regardless of how that data is recorded, displayed, or transmitted. A claim may not be premised on any intentional human, electronic, or other form of communication or transmission that was not authorized by the Kentucky Lottery. We are not liable for any damages or losses resulting from any erroneous or unauthorized communication, display, or transmission of data.
Time for Claiming a Prize
Pursuant to KRS 154A.110(2)(e), if you won a prize from a draw game, you must claim the prize within one hundred eighty (180) days after the drawing in which the prize was won. If you win after playing a game in which you may determine instantly whether you have won or lost, you must claim the prize within one hundred eighty (180) days after the end of the game as announced by the Lottery. Game ends are announced on the website kylottery.com or as provided in the game rules and regulations for the applicable lottery game.
Failure to Claim a Prize
If a valid claim is not made for a prize within the required time period, the prize shall constitute an unclaimed prize and will be addressed as provided in KRS 154A.110 (3). It is your responsibility to properly claim your prize. We are not liable for any damages or losses resulting from your failure to properly claim your prize.
IX. WITHDRAWING PRIZE WINNINGS
Prize Winnings Withdrawals Only
You may withdraw prize winnings in your account, including prize winnings deposited in your account through mobile cashing, by the Withdrawal Methods set out below. These amounts may not be withdrawn at a retailer. You may not withdraw deposits that you have made into your account or promotional winnings unless required by law. It is your sole responsibility to deposit no more than you will use. You may use prize winnings and promotional winnings in your account to play online.
Withdrawal Methods
Prize winnings may be withdrawn by a linked bank account, check issued by us, or other method we specifically approve. You may initiate a withdrawal online through your account. By initiating a withdrawal, you consent to Kentucky Lottery: deducting the withdrawal amount from your account; retaining any amount owed to us under these terms; and sharing your personal information with any third parties we use to process your request. We are not required to use any specific method, bank, or payment processor that you identify. We do not guarantee that withdrawals will be processed within any specific period of time. We are not liable for any damages or losses resulting from delay in processing a withdrawal.
Investigative Holds
You understand and agree that we may hold any withdrawal if we suspect that you may be engaging in or have engaged in fraudulent, collusive, unlawful, or improper activity pending completion of an investigation. You agree to cooperate with us in any investigation into such activity. You understand and agree that your refusal to cooperate with an investigation may lead to the suspension of or disabling of your account and forfeiture of any funds in your account. We are not liable for any damages or losses resulting from any delay or denial of a withdrawal resulting from an investigation.
X. OTHER
Privacy and Security
We take your privacy seriously and will diligently endeavor to keep your personal information confidential. We will only share personal information about you with others: in accordance with these terms and our Privacy Policy; to perform or process a transaction you have requested or authorized, or to provide goods and services associated with a transaction you have requested or authorized; if we have your consent; if we need to protect our rights or property; or if authorized or required to do so by law. Security measures have been integrated into the design, implementation, and day-to-day operations of this website and services as part of our continuing commitment to the security of electronic content. We do not, however, guarantee that any communication or information will be secure or free from unauthorized access by third parties. Your use of this website is at your own risk. Tell us at once if you believe your use of this website has been compromised. We will use our best efforts to reduce your risk of loss; however, we are not liable for any damages or losses resulting from a security breach except as required by law. A copy of our Privacy Policy is available on this website.
Availability to Public of Certain Submitted Information
Certain information submitted in connection with the website, including your name and other information, may be subject to disclosure under the Kentucky Open Records Act, KRS 61.870, et seq.
Winner Information
Except where prohibited by law or policy, if you win a prize, you understand and agree that we may use your name, city, prize amount, and any photograph, video or audio recording, in any medium, for promotional, advertising, and/or publicity purposes. You understand and agree that we may freely use, reproduce, and display this information, in whole or in part, alone or together with other information including, but not limited to, player highlights, benefactor profiles, scholarship stories, social media campaigns, and all other media submissions through any and all forms of media, in any manner, anywhere, in perpetuity, and without restriction, reservation, or limitation.
Availability and Use of the Mobile Application
We do not guarantee the availability of the mobile application or that all features of the website will be available to players using the mobile application.
Communications from Us
We may use your account information to contact you by email, text message, and/or telephone regarding use of your account and transactions. You may also receive promotional material and emails.
Links to Third-Party Offerings
This website may contain information and links to other sites and offerings owned, operated or provided by parties other than us. Such information, links and access are provided only for ready reference, ease of use and/or your consideration. We may remove a link at any time in our sole discretion for any reason whatsoever. We do not control such third-party products, websites, or offerings, and we are not responsible or liable for their terms of use, privacy practices, operation, content or accuracy. We do not endorse these sites, products or the content or services provided there. We accept no liability for any information, products, advertisements, content, services or software accessible through these third-party offerings, for business and/or privacy practices of any third-party, for any action you may take or for any damages or losses you may incur as a result of linking to any such offering. Any opinions, statements, services or other information expressed or made available by users or third-party suppliers on this website are solely those of such users or third-party providers.
YOU AGREE THAT YOUR USE OF LINKED THIRD-PARTY SITES, OFFERINGS AND RESOURCES IS AT YOUR OWN RISK AND IS SUBJECT TO THE TERMS AND CONDITIONS OF USE AND PRIVACY POLICIES APPLICABLE TO SUCH SITES, OFFERINGS AND RESOURCES, AND THAT WE HAVE NO LIABILITY FOR SUCH USE.
Disruptions
Access to this website, this service, or your account may be unavailable, delayed, limited, or slowed by various disruptions. We do not guarantee that this website, this service, or your account will be uninterrupted, free from delay, or continuously available. We are not liable for any damages or losses resulting from any disruption, delay, or unavailability of this website, this service, or your account.
Disclaimer of Warranties
This website, this service, and your account are offered on an “as is” basis. We make no warranties of any kind, implied or express, including, but not limited to, warranties of title, merchantability, fitness for a particular purpose, or non-infringement. Use of the internet carries inherent risks and dangers. We do not guarantee that this website, this service or your account are free from these inherent dangers, including, but not limited to, viruses, spyware, malware, or other invasive, malicious, or damaging software, code, or applications of any kind. Nor do we guarantee that use of this website, this service, or your account will not cause damage or loss of any kind. We are not liable for any damages or losses of any kind resulting from your use of this website, this service, or your account, or for any actions by third parties.
Limitation of Liability
We are not liable for any printing or computer error; any omission, interruption, irregularity, deletion, defect, or delay in this website, this service, or your account; any theft, destruction, unauthorized access, or alteration of any network, equipment, computer, data, information, or property; any hardware or software malfunctions of any kind; any inaccurate transmission of content due to technical problems or traffic congestion on the internet, at any website, or any combination thereof. Except and may be required by law, under no circumstances are we liable for any direct, indirect, incidental, special, or consequential damages arising out of your use of this website, its content, this service, or your account, even if we have been advised of the possibility of such damages.
Indemnification
You agree to indemnify, hold harmless, and defend us and our officers, directors, employees, agents, partners, shareholders, contractors, sub-contractors, the Commonwealth of Kentucky, and third parties involved in producing or delivering this website, services, Fun Club, or licensees, and offering online Kentucky Lottery products and games, from and against all claims, actions, liabilities, losses, expenses, damages, and costs of any kind, including, attorneys’ fees, resulting from or relating to your lawful or unlawful use of this website, this service, or your account; breach of these terms; inability to access this website, this service, or your account; failure to report or reliance on any error or omission on this website, this service, or your account; or propagation or contraction of any computer virus in connection with your use of this website, this service, or your account.
Non-Waiver
We are not obligated to take any action or pursue any remedy authorized by these terms. Refraining from taking any authorized action or pursuing any remedy does not constitute a waiver of any rights or remedies and does not preclude us from taking any such action or pursuing such remedy in the future.
Severability
If any provision of these terms is deemed unlawful or unenforceable for any reason, that provision will be severed from these terms and the remaining provisions remain in full force.
Governing Law
All transactions and claims covered by these terms are subject to the laws of the Commonwealth of Kentucky, the rules, regulations, and directives of the Kentucky Lottery, and any subsequent changes. You understand and agree that any dispute arising out of your use of this website, this service, or your account is governed by the laws of Kentucky. You expressly agree that exclusive jurisdiction for any claim or dispute with Lottery or relating in any way to your use of this site and these services resides in the courts of Jefferson County, Louisville, Kentucky and you further agree and expressly consent to the exercise of personal jurisdiction in the courts of Kentucky in connection with any such dispute, including any claim involving Lottery or its affiliates, subsidiaries, employees, contractors, officers, directors, vendors and content providers.
HOW TO CONTACT US
If you have any questions about this website or the above terms, please contact our Customer Support by email at: help@kylottery.com or call 877-789-4532
Effective February 2026
Version 12
Social Media Terms